Maharashtra Gramin Bank

Quantum of Finance

Housing loan · Lending Guidelines 2025-26

₹32,94,760

1. Key inputs

15 yr

CRE?

2. Pulled from the other sheets

Change Project Cost or FOIR and this updates immediately.

Total project cost₹46,18,755
Realizable value₹41,18,450
Max loan as per LTV₹32,94,760
Total max EMI capacity (FOIR)₹86,541

3. Final quantum of finance

Applicable ROI7.95%
Max loan by FOIR₹90,83,085
Max loan by LTV₹32,94,760
Loan amount applied₹35,00,000

Three-way limiter

Eligible loan is the shortest of these three bars.

FOIR capacity₹90,83,085
LTV limit · binds₹32,94,760
Amount applied₹35,00,000

Final maximum eligible loan

₹32,94,760

EMI on eligible loan ₹31,391

Limiting factor: LTV Limit